If your family is like most of the county (USA) including mine you're probably living on a tight budget. We actually save up for all Christmas purchases.
However, saving can be really hard for some families. Luckily there is an easy answer. Consider using Kmart's Layaway Program. I've done this for years and it saves me so much time and hassles. No fighting the crowds, no trying to save up large amounts of money, and best of all I get all the things my family wants.
It's simple. You shop around the store getting everything on your list than head over to the Layaway Dept. They ring everything up and you pay $15 or 10% whichever is greater as a down payment. Then you make smaller payments every 2 weeks. 8 or 12 weeks later, you pick up your stuff, wrap and your done.
I like the fact that I don't have to hide the present for long because they are still at the store. Save and sound on hold for me. It works great when you have limited storage space or kids who like to snoop.
I also love the fact that you can make payments online or at any Kmart cash register throughout the store.
Okay now here's the really cool part. They are holding a giveaway. There is 1 winner every week at EVERY store. That person will get the balance of their layaway paid in full. Which means possibly a free Christmas for you or me. Really cool!
* I am not affiliated with Kmart and am not compensated in any way if you choose to shop there.
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